The brand you know with the system you can trust
Next level software for the next level banker.
Our Valued Services
Provides full access to all information related to your BOLI and supplemental benefit plans.
Social security sweeps, peer group analysis, concentration and lending limit analysis, carrier financials review, review of carrier ratings, and comparative carrier analysis.
Complete support and servicing including general ledger entries for all your non-qualified supplemental benefit plans for the top executives and directors.
BOLI policies, Employee consent forms, carrier annual reports, carrier statements, trust documents, plan legal agreements, plan forms and everything else related to your bank’s plans and policies.
MINTS Provides all of your bank’s reporting needs as well as a fully compliant detailed annual review, executive summary, and board memorandum
The MINTS system is brought to you in partnership with Microsoft. With this relationship, you can expect the highest level of security & customer service with regularly completed SSAE 16 SOC 1 Type II and SOC 2 Type II audits and 99.9% system uptime.
A firm dedicated to the Bank Owned Life Insurance (BOLI) industry and focused exclusively on consulting and servicing community and regional banks. A team that offers over 250 years of combined experience and expertise in the BOLI and Non-Qualified benefit marketplace. The MINT System currently services over 26,870 BOLI policies for over 537 comminuty and regional banks throughout the U.S. with a total of $7.7B cash surrender value.
Policies Under Mgmt
Charities Donated To
Total Cash Value
People Love To Work At The BFS Group
People Love To Work With The BFS Group
We can tell you that our monthly entries are well supported, performance of our BOLI portfolio is one of our success stories and board retirements are not traumatic events. All of these are successes and Rich Bratten and BFS are responsible for our results. We recommend Rich and BFS highly.
Having trust in your partners in banking is paramount, from the initial analysis of our needs to providing on-going servicing and support, BFS Group has no equal in the industry. They truly epitomize the concept of client first.
We have found Rich to be very responsive, not only during the purchase, but also on an ongoing basis. We feel that he is more concerned with our best interests than with his commission schedule.
I can unequivocally recommend Rich Bratten and BFS Group for your bank’s BOLI planning and execution. We have been extremely pleased with all aspects of their work. Most importantly, I have found Rich’s integrity to be above reproach.
Open for you
Raising the standard.
Postal Address: 411 South State Street, Newtown Pa 18904